A financial coach provides one-on-one, personalized education and support to promote behavioral change. The goal of financial coaching is to empower clients with the information and tools needed to make their own money management decisions.  A financial coach does not provide investment recommendations, advice, or management.

Topics that a financial coach might help with include:

Personal finance education and literacy

Budgeting and cash flow 

Managing debt

Premarital financial coaching

Couples financial coaching

Renting versus buying a house

Building an emergency fund

Teaching money fundamentals to children

Understanding employment benefits

Planning for college

Finding Your Path to Financial Independence

Credit Cards and Travel Hacking

Assembling a Family Emergency Binder

Financial coaching is personalized to your situation. The coach works to understand your current financial context, identify goals, define objectives, develop a plan, and provide support. Throughout the process, priority is placed on encouragement, education, and monitoring. Generally, the process works through the following steps:

1) Analyze and understand context. The coach works to understand the client's context and finances.

2) Identify objectives and goals. The client and coach work collaboratively to identify financial goals and objectives.

3) Develop a plan. The client and coach collaboratively develop a plan to meet the objectives and goals.

4) Implement the plan. As the client works to implement the financial plan, the coach supports them through on-going education and guidance.

Coulee Financial Coaching is a fee-based service. See the Packages page for details.